Terms of Payment

Terms of Payment

Payment Service Provider

Paytrail Plc acts as a collecting payment service provider and is an authorized Payment Institution. Paytrail Plc will be shown as the recipient on your bank or credit card statement. Paytrail Plc will forward the payment to the merchant. For reclamations, please contact the website the payment was made to.

Paytrail Plc

Innova 2

Lutakonaukio 7

40100 Jyväskylä

Business ID 2122839-7


Paytrail Plc offers you a safe way to make payments online. The Finnish Financial Supervision Authority has provided us with a payments processing permit. The service is upkept by Paytrail Plc (business ID 2122839-7) and is a part of the OP Financial Group.

The Paytrail payments service forwards your payment to the seller. If your bank statement or credit card bill displays Paytrail Plc, your payment has been forwarded.

Bank Transfers

The online store functions as a marketer of products and services as well as a deliverer of products to customers. The store takes care of statutory obligations and other obligations defined by the store relating to a sale. Should you wish to make a complaint or return a product you have purchased, it is recommended that you contact the online store from where you ordered the product directly.

You have payment buttons from all Finnish banks at your disposal. You can pay by clicking on the buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Savings Bank, OP Bank, POP Bank, Savings Bank, S-Bank and Bank of Åland. In your bank statement Paytrail Plc will be displayed as the recipient of your payment and Paytrail Plc will relay that payment to the online seller. The online store directs you safely to the bank of your choice to make your payment.

The following conditions govern the use of the online payment service: Maksutoimeksiantopalvelun ehdot. (english)

Credit Card Payments

The online store makes use of the international verifications services of Verified by Visa, MasterCard, SecureCode and American Express SafeKey. When using your credit card, Paytrail is visible as the recipient of the payment in your credit card bill and Paytrail Plc forwards your payment directly to the seller. Credit card payments are completed securely using a secure payments form and your credit card information is not saved in the online store’s systems.